It is important to understand all the fees involved with moving into a residential aged care facility. You may wish to talk to an accountant or a financial advisor who specialises in aged care to receive advice in relation to these costs and your specific situation.
The cost for residing at Harbour Quays Aged Care may vary considerably. Many residents are eligible for Government subsidies to help cover the cost of care and accommodation. The fees incurred for a resident at Harbour Quays Aged Care will include:
1. Basic Daily Care Fee, Hotelling Supplement and Non-Clinical Care Contribution:
Care recipients pay a daily Basic Fee, Hotelling Contribution (as assessed by Services Australia), Non-clinical care contribution (as assessed by Services Australia).
2. Accommodation Payment
Residents will also pay an Accommodation Payment if their assets exceed an amount set by the Federal Government. The accommodation payment must be agreed with Harbour Quays Aged Care prior to entry and is a payment towards the cost of accommodation. It is paid in addition to the Daily Care, Hotelling Contribution and Non-clinical care contribution. The Accommodation Payment amount will depend on the size and the location of the suite within the Harbour Quays Aged Care facility.
Accommodation Payments can be paid by:
- Refundable Accommodation Deposit (RAD) – a lump sum refundable on departure (less retentions and permitted deductions);
- Daily Accommodation Payment (DAP) – a daily amount paid monthly;
- Combination Payment – part RAD and part DAP; or
- Combination Payment with Draw Down – similar to (c) however the DAP is deducted from the RAD balance each month, along with the retention.
From 1 November 2025, if you pay a lump sum, we are required to deduct 2% per annum by way of retention from the RAD, with the retention period limited to five years to protect residents who remain in care for a long time. If you pay a DAP, this amount will be indexed on 20 March and 20 September each year.
3. Higher Everyday Living Fees (HELF) Services:
We offer residents access to additional and enhanced lifestyle, hospitality and wellbeing services that go beyond the standard inclusions of aged care accommodation and personal care, for which we charge a Higher Everyday Living Fee (HELF).
The HELF services we offer are designed to improve comfort, enjoyment and quality of life, providing choice, personalisation and premium experiences in areas such as dining, beverages, technology, entertainment, activities and personal health and wellbeing. Residents may elect to access these enhanced services – individually or through one of our bundled packages – allowing flexibility and choice.
We offer an all-inclusive bundle of our HELF services known as our Compass Club Package. This premium package combines every HELF service into one exceptional, all-inclusive experience. Residents enjoy the very best of comfort and style, with gourmet dining, premium beverages, enhanced recreational and lifestyle activities and services, exclusive entertainment, and beautifully appointed furnishings and décor that bring a sense of hotel-style luxury to everyday living – all at a highly discounted bundled rate of $40.00/day.
Additional optional services made available as part of our HELF services include services provided at the hairdressing salon, services provided at the beauty salon (including facials, manicures and pedicures), meals for visitors, and car parking.
Our List of HELF Services and Pricing contains further details.
Please contact us to obtain more detailed information on the fees and charges at Harbour Quays Aged Care. You many also visit the government website www.myagedcare.gov.au or click here for an Accommodation and Key Features Statement which describes the features and suite types available at Harbour Quays.
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